Nine Zero Nine, Nine Zero Seven, Four Seven Zero Eight Monday - Friday 09:00 - 17:00 Southern California

Privacy, Terms, & Disclaimer

Who we are

Our website address is:

What personal data we collect and why we collect it


When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.

An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: After approval of your comment, your profile picture is visible to the public in the context of your comment.


If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website.

Contact forms


If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.

If you have an account and you log in to this site, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.

When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.

If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.

Embedded content from other websites

Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.

These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.


Who we share your data with

We don’t share your data in any way not explicitly stated here.

How long we retain your data

If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.

For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.

What rights you have over your data

If you have an account on this site, or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.

Where we send your data

Visitor comments may be checked through an automated spam detection service.

Your contact information

If you sign up for our news letter, we’ll use your contact information to send it to you.

Terms of Use

Use of any of the pages, and any and all information distributed in conjunction with same, is offered to you on condition of your acceptance of these Terms of Use, our Disclaimer below, our Privacy Policy and other notices posted on these pages. Your viewing of these pages or of any content presented in any and all areas of same indicates your acknowledgment and agreement to same. If you do not agree to be bound by and comply with all of the foregoing, you may not access or use any information, services, or other offers on these websites. We suggest you print a copy of each of these documents for your records. shall have the right, at its sole discretion, to modify, add or remove any terms or conditions of these Terms of Use without notice or liability to you. Any changes to these Terms of Use shall be effective immediately following the posting of such changes on this page. The most recent version of these Terms of Use may always be found here.

You agree to review these Terms of Use from time to time and agree that any subsequent use by you of these websites following changes to these Terms of Use shall constitute your acceptance of all such changes.
Thank you for reviewing these Terms


This disclaimer covers use of the site (and sub-sites) and any promotional or other materials or information contained on it. Disclaimers and limitations and exclusions of liability, which relate to goods or services purchased or made available through this site are also covered by this disclaimer.

Any goods or services displayed or provided on or through this website by are done so on an “AS IS” and an “IF AVAILABLE” basis and expressly disclaims and excludes all warranties, conditions, representations and terms, whether express or implied by statute, common law or otherwise, with respect to this website or the information, content, materials, goods or services included in this site including, without limitation, as to the accuracy or completeness of the website, as to whether it is up to date and as to the condition of any goods or services displayed or provided. reserves the right, at its sole discretion, to amend or withdraw any goods or services offered on this website. hereby excludes all liability for any claim, loss, demands or damages of any kind whatsoever (whether such claims, loss, demands or damages were foreseeable, known or otherwise) arising out of or in connection with the use of this website or the information, content or materials included on this site, including without limitation, indirect or consequential loss or damage; loss of actual or anticipated profits (including loss of profits on contracts); loss of revenue; loss of business; loss of opportunity; loss of anticipated savings; loss of goodwill; loss of reputation; loss of damage to or corruption of data; loss of use of money or otherwise, and whether or not advised of the possibility of such claim, loss demand or damages and whether arising in tort (including negligence), contract or otherwise. In particular, without limitation to the generality of the foregoing, hereby excludes all liability to the maximum extent allowed by law for any physical, emotional and mental consequences (whether adverse or otherwise) of viewing and/or using the content of this site. In addition, without limitation to the foregoing, hereby excludes all liability to the maximum extent allowed by law for any actions taken after viewing and/or using the content of this site.

This statement does not affect your statutory rights.

This website does not provide professional advice. no contributions are made by doctors, health care workers, lawyers, CFA’s, tax advisers, or, for the purposes of this website, professionals of ANY type. All information is provided for educational, informational, and entertainment value ONLY.

None of the information provided on these sites ( and sub-sites) is intended to cure, treat, diagnose, or prevent any illness. None of the information provided on this site is intended as financial, legal, or professional advice. I disclaim ALL liability for any thought, action, situation, health condition, legal position, or other consequences that may result from your viewing these sites and/or acting on the information herein. Consult your physician before engaging in any strenuous physical activity, changing your diet, or acting on any medical condition.

Where possible, associate or affiliate links may be used to help support, however, no product recommendation is influenced by monetary gain. All recommendations are based solely on the merits of the product.

These sites are intended ONLY for the free, and the free take responsibility for the consequences of their own actions.